Products We Offer

Capital Lease

A Lease Purchase or Finance Lease is a transaction in which the equipment can be purchased for prearranged price at the end of the lease term. These leases can be arranged with purchase options or with purchase agreements. Depreciation benefits are typically passed to the lessee/customer.

Operating Lease

An Operating Lease is a transaction in which the equipment can be purchased for a prearranged price at the end of the lease term. Lessee/customer takes the depreciation, or in many cases, the lessee can write off the whole payment (UFS recommends that you consult your tax advisor).

Tax Lease

The Tax Lease purchase options can be structured as either Fair Market Value (FMV), Capped, or provide for Early Buyout Option (EBO). Under a Tax Lease, the Lessor retains the depreciation and the Lessee gets the benefit of lower lease payments.

Master Lease

The Master Lease is a pre-approved credit line allowing for multiple transactions (take-downs) over a period of time.

Loan

Equipment Loans are notes and security agreements through which UFS finances your purchase of equipment on fixed rate basis. Customer is entitled to the depreciation and interest write-off.

Flexible Programs

• skip payments
• step up payments
• seasonal payments
• step down payments
• 100% financing

SALE/LEASEBACK AND REFINANCING

A variety of solutions to generate operating funds from currently owned assets. Call us for details or to review a transaction.

START UPS

We routinely arrange financing for new or young companies for reasonable amounts of needed equipment. Limits up to $30,000.

• SBA Loans
• Accounts Receivable Factoring
• Commercial Mortgages

"Credit Application Pending"